Apps Like Paytm App: Top 8 Alternatives of Paytm App

Paytm has made it really big in India. After the cash crunch that we witnessed in 2016. Once people started storing money in their Paytm accounts while they experienced a shortage of cash in their hands, it became a habit and soon we forgot physically carrying cash was even a thing. While Paytm has been the most convenient app to use for money related transactions, we still have a number of apps like Paytm app. 

Apps like paytm app

Paytm is one of the largest and fastest growing Mobile Wallet in India. Paytm was started by Mr. Vijay Shekhar Sharma in 2010 as a Mobile Recharge portal, where users can process recharges online. The company has been headquartered in Noida, Uttar Pradesh and is Owned by One97 Communications.

Soon, started selling products online just like Flipkart, Amazon, and Snapdeal. It became an online marketplace where merchants can sell their products. Paytm launched their Paytm Wallet in 2014 and soon it became India’s largest Mobile Payment service platform. The reason for Paytm’s huge success can be definitely attributed to its offline presence. And Paytm will soon launch Paytm Payment Bank just like Jio Payment Banks.

Paytm is concentrating more on Mobile due to high Mobile penetration in India over the last couple of years. Moreover, Paytm has crossed 150 million wallets & 75 million Android App downloads as of November 2016. Furthermore, Paytm is now most famous for its Paytm Wallet and Recharge functionality. 


Paytm is an Online wallet where you can send and get Payments online in the wallet. You can also make Mobile Recharges, DTH Recharge, Pay Utility Bills, Book Movie Tickets and bus tickets. The best part of Paytm is that Paytm Money is generally accepted mostly on all the Petrol Pumps, Uber Cabs and lots more. Paytm is also integrated with many Online food services, Irctc, product selling portals etc.

Paytm App

Download: Android | iOS

>> You can reach Paytm Customer care Number at 9643-979797 or

Apps Like Paytm App:

But Paytm in not the only one in the Mobile Wallet and recharge segment. There are a lot of apps which work on Mobile Wallet, recharge and transaction technology. And mostly of them have grown tremendously after demonetization and introduction of Rs 2000 note by Indian Government/PM Modi. Mostly all these wallet apps provides Money transfer, Mobile Recharges, DTH Recharge, Utility Bills and Offline Payments.

These are Apps like Paytm:

  • FreeCharge
  • Mobikwik
  • Jio Money Wallet
  • PayUmoney
  • Oxigen Wallet App
  • Chillr App
  • State Bank Buddy
  • Citrus Wallet

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Freecharge, founded in 2010 by Kunal Shah and Sandeep Tandon, is India’s fastest growing digital payment platform in India. It provides online facility to recharge any prepaid mobile, postpaid mobile, DTH & Data Cards recharge, electricity bill payment, gas bill payment, metro card recharge through cashless transactions in less than 10 seconds. On 8 April 2015, Snapdeal acquired Freecharge.FreeCharge App

Download: Android | iOS

Going cashless is now viable with the latest FreeCharge Mobile Wallet, that reduces the extensive process of online and offline payments to just one tap. Moreover, users on android can now send and receive money via WhatsApp. FreeCharge has also introduced interesting new features like ‘Data Lifeline’ that acts as a saviour whenever you run out of your data pack. This feature is exclusively for prepaid users and lets you avail free 3G data up to 100 MB on exchange of FreeCharge tokens. You can also send and request money through their ‘Chat n Pay’ feature and enjoy splitting bills quickly amongst friends and family with their new ‘Split Bills’ feature on the app.

Furthermore, FreeCharge has some most renowned merchants on board to make your online/offline bill payment easier for various categories like food, entertainment, travel & shopping. You just have to load money in your wallet and eat your heart out at Dominos, McDonald’s, Foodpanda etc and forget about paying a huge bills in cash. Also, Shop at pantaloons, jabong, voonik etc; watch movies at bookmyshow and just pay with FreeCharge wallet and experience seamless transactions with exciting discounts & rewards. Users even get amazing cashbacks via FreeCharge wallet on all types of transactions be it any type of recharges or bill payments, be it shopping, movie or bus tickets at any offline/online partner brands. Hence, Freecharge is the one of the best pick in the list of Apps like Paytm app.


MobiKwik was founded by Bipin Preet SinghUpasana Taku in 2009. The MobiKwik is a semi closed mobile wallet authorized by RBI. It is an online payment system whereby users can store money in an online wallet to make mobile and DTH recharges, paying utility bills, bus booking and shopping at listed merchants. It provides users the option to add money using debit or credit card, net banking, or ‘cash pay’, a doorstep cash collection service. Storing money in Mobikwik wallet reduces the risk of exposing card details or bank account credentials at multiple merchants while shopping online.

Mobikwik App

Download: Android | iOS

You can earn amazing cashbacks at your favorite offline & online stores such as Bookmyshow, Archies, Big Bazaar, Dominos, Myntra, Jabong, PVR, Zomato, Big Basket, Grofers, Foodpanda, Makemytrip, Redbus, Meru cabs, & many more places of your choice. You can even book your train tickets on IRCTC & pay via MobiKwik wallet.

Jio Money Wallet

Now forget Cash, forget ATM- Jio money brings exciting jio money wallet which empowers you to pay everywhere in a cash-free way. Reliance Jio Money is a simple, smart and secure one app solution to everyday digital transactions. With Jio Money, you can do mobile and DTH recharges, make everyday payments, manage your finances, send/receive money, pay insurance and other premiums, get great deals, and lot more. Consequently, Jio money is quite fast too and even a typical transaction is completed within a few seconds due to Free 4G internet.

Jio Money Wallet App

Download: Android | iOS

With JioMoney, you can get these unique advantages:

  • Payments from and for the entire Reliance ecosystem: Reliance Retail, Reliance Fresh, Digital Express, Reliance Jewels and other Reliance retail businesses.
  • Fast and secure barcode scanning for physical merchants.
  • Transfer of Jio Money balance into your bank is quite easy.
  • Deep market penetration: Right from a mega mall to a neighborhood store.

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PayUMoney Wallet

PayUmoney wallet keeps all your spending organized in one place. Also, You can get unlimited deals and cashback offers at many e-commerce portals while paying with PayUmoney. It is the best way to go cashless and pay online using PayUmoney. With PayUmoney you can stay connected on the go: Load your wallet and transfer money to friends, Pay using PayUmoney wallet for all leading banks such as State bank of India (SBI), , HDFC, ICICI,Axis Bank etc.
PayUMoney App

Download: Android | iOS

Being one of the fastest app you can complete all your transactions in less than 10 seconds. It’s really quick and easy too. While paying you can use saved cards to make even faster recharges and bill payments. Furthermore, PayUmoney is 100% Secure as all your transactions secured by RapidSSL.

Oxigen Wallet

The Oxigen Wallet is one of the most renowned & widely accepted mobile wallet apps that is designed to meet our payment needs. Oxigen App helps us in prepaid/postpaid mobile recharges, DTH & Data Card recharges, paying utility bills, Sending money to ban or friends anytime anywhere, Gifting talk time to your friends using your preferred social platform (Facebook, WhatsApp, Twitter- you can even personalise with a free text or video message, Shopping online with websites such as ShopClues, eBay, Ferns N Petals, Jabong, book movie tickets on BookMyShow; pay for travel on IRCTC, Yatra & Goibibio, and more & get exciting offers & cashback on your digital transactions using Oxigen App Wallet.Oxigen Wallet App

Download: Android | iOS

Moreover, you can create Gift Cards using the app and use it for self or even send them to family & friends for free via mobile/email.Also, you can earn PAYBACK Points while using the wallet & also redeem them as ‘Wallet Balance’. Along with this you can refer friends & earn cashbacks. Oxigen wallet works at a lightning speed and transactions can be done within seconds. Thus making it extremely user friendly and convenient to use in apps like paytm apps.


Chillr is a multi-bank payment service that works with around 34 Banks including HDFC, Axis Bank, ICICI, SBI etc. Customers of all these banks can use Chillr for instant money transfers, fast recharges & utility bill payments. Chillr gives you the power to transfer funds, request payments, send and receive money, split bills and recharging your mobile, data card or DTH, paying utility bills instantly, Making simple payments at various online & offline stores by scanning the QR code for instant payment authentication. Hence Chillr is the one stop solution for all your payment & mobile banking needs.

 Chillr App

Download: Android | iOS

Now you can access your money digitally without having it stored at any third party app. So, here money transfer is secure as the transactions made are protected by an MPIN. Furthermore, the transactions & banking data are secured by an end-to-end HTTPS encryption. At Chillr you receive monthly transaction statements & summaries that helps tracking & planning finances and expenses.

State Bank Buddy

State Bank Buddy is the first Indian Mobile Wallet application that is available in 13 Languages. This App made a place on our list of Apps Like Paytm App because of many good reasons. It comes with some great features like send money to new and registered users. Ask money and Send reminders for settling dues, transferring additional cash into an account of your choice at free, Recharging and Paying Bills instantly, Booking movie tickets, flights, and hotel along with shopping for your favorite merchandise.

SBI Buddy App

Download: Android | iOS

State Bank Buddy makes your life quite easier as payments go cashless and instant. All you have to do is signing up for the app, loading the money into your wallet and do all the transactions at the go. You can even transfer the amount directly to your bank. State bank buddy provides 24*7 customer support. So, All you need is a Non-Rooted Android phone, access to the Internet data services.

Citrus Wallet

Citrus Pay is one of the financial technology & mobile wallet company with over 21 million users. This Citrus App is owned by Citrus Pay and is one of the most popular, simple and secure money transfer wallet apps you have ever used. Just install this app on your smartphone and your day to day transactions becomes much easy for you. With India going digital and cashless, citrus helps in carrying out day to day cashless transactions. Moreover, Since Citrus has been bought by PayU, quality of the app has been seriously degraded.

Citrus Pay App

Download: Android | iOS

With this app you can pay for food etc. at online food delivery portals such as yumist etc, you can send and receive payments to and from your friends at the instant, splitting the bills/sharing the cabs have become quite easy as citrus helps you doing that. Moreover, CITRUS WALLET is safe & secure as your payment information is sent over a secure connection and is kept private, you can even save your cards for faster transactions. Citrus supports all kinds of Visa, Master, Amex cards and net-banking options to load money in the wallet.

So, I believe by now you must have found your favorite app in our Apps Like Paytm App list. Do comment below if you want some other apps to be added to the above list. 🙂

You must also have a look at Ethereum Wallets to Store your Cryptocurrency.

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